Importance of Security For Bank Loans

Banks lend money to the public, for various purposes, like purchase or construction of a home, for purchase of consumer goods like a TV, Music System, etc. Banks also finance…

Commercial Loan Retainer Fees

Retainer fees are "standard business practice" for some (but not all) commercial loan situations. It is understandable that a commercial borrower would rather not pay such a fee, so it…